Haven’t Applied for ECO4 Yet? Qualify for Free Heating Upgrades Today
Are rising energy costs making it harder to keep your home warm? Across the UK, families on tight budgets are struggling to stay comfortable during the colder months.
The government’s ECO4 scheme is here to help, offering free heating upgrades, insulation, and energy-efficient improvements to support low-income and fuel-poor households.
If you haven’t applied yet, now is the best time. The scheme runs until March 2026, but funding is limited and demand is increasing. Applying today could secure you lower bills, a warmer home, and a healthier living environment—at no cost.
What the ECO4 Scheme Is All About
The ECO4 scheme is the fourth phase of the UK’s Energy Company Obligation, running from April 2022 to March 2026. Its main goal is to help low-income households and improve homes with poor energy efficiency. By funding essential upgrades, ECO4 tackles fuel poverty while cutting carbon emissions. The scheme is financed by energy suppliers, who are required to provide energy-saving improvements to qualifying households.
Home Improvements Available Through ECO4
If your household qualifies for ECO4, you could benefit from a wide range of free energy-saving upgrades, including:
- Replacement of old or broken boilers with energy-efficient models
- Installation of first-time central heating systems
- Insulation upgrades such as loft, cavity wall, and solid wall insulation
- Smart heating controls to better manage energy use
- Low-carbon heating solutions like air source heat pumps
Together, these improvements work to raise your home’s Energy Performance Certificate (EPC) rating, cut energy waste, and make your property warmer and more affordable to heat.
Who Can Qualify for the ECO4 Scheme?
To make sure support reaches the households that need it most, ECO4 has specific eligibility criteria. You may qualify if one or more of the following applies:
Eligibility Through Government Benefits
Households are most likely to be approved if they claim one of the following means-tested benefits:
- Universal Credit
- Income Support
- Jobseeker’s Allowance (income-based)
- Employment and Support Allowance (income-related)
- Pension Credit (Guarantee Credit or Savings Credit)
- Housing Benefit
- Child Benefit (subject to income thresholds)
- Working Tax Credit or Child Tax Credit
If you receive any of these, you could be entitled to free heating and insulation upgrades under ECO4.
Qualification Based on EPC Rating
ECO4 funding focuses on the least energy-efficient homes. If your property has an EPC rating of D, E, F, or G, you’re likely eligible. Homes with a higher rating (A–C) are usually excluded as they already perform well.
Applying as a Homeowner or Tenant
- Homeowners can apply directly.
- Tenants can also apply, but landlord approval is needed for major improvements such as a new boiler or insulation.
Qualifying Through Health or Age
Households with slightly higher incomes may still be approved if someone in the home is considered vulnerable, such as:
- Elderly residents
- People with disabilities
- Anyone with a long-term health condition made worse by living in a cold home (e.g., asthma, arthritis)
Why You Should Apply for ECO4 Today
Waiting to apply for the ECO4 scheme could cost you more in the long run—both in higher energy bills and wasted heat. By securing your grant now, you unlock a range of valuable benefits:
- Lower Energy Costs – ECO4-funded improvements such as efficient boilers, insulation, and heating upgrades can reduce energy consumption by up to 40%. For the average UK household, this can mean savings of several hundred pounds every year, money that could go towards other essentials.
- Greater Comfort – Say goodbye to cold spots, draughty windows, and damp corners. ECO4 upgrades help keep your home at an even, comfortable temperature throughout the year, ensuring warmth in the winter and a cooler, more manageable indoor climate in the summer.
- Improved Property Value – Homes with a higher Energy Performance Certificate (EPC) rating are far more appealing to buyers and tenants. An ECO4 upgrade can raise your EPC score, boosting the overall market value of your home and making it easier to sell or rent at a better price.
- Healthier Living – Poorly insulated or damp homes can cause mould growth and exacerbate respiratory issues like asthma and chronic colds. With ECO4-funded insulation and heating upgrades, you can create a cleaner, healthier indoor environment, protecting both you and your family’s well-being.
How Much Can You Save with a Heating Upgrade
Making your home more energy efficient with a heating upgrade under the ECO4 scheme can lead to major reductions in your energy bills. Older boilers are often inefficient, wasting fuel and struggling to heat your home properly—costing households hundreds each year. By switching to a modern A-rated boiler or a renewable heating system like a heat pump, you could cut heating expenses by as much as 40%. For many UK homes, this works out to around £300–£1,000 in yearly savings, depending on energy use and property type. Pair this with insulation improvements—such as loft, wall, or roof insulation—and you could prevent up to 35% of heat loss, making your home even cheaper to run. Beyond saving money, these upgrades create a warmer, healthier living space and safeguard you from unpredictable rises in energy prices.
How to Get Started: The ECO4 Scheme Application Process
Getting started with ECO4 is simple. Here’s how the process works step by step:
- Prepare Your Documents
Gather proof of income, benefits, or other relevant paperwork. Having these ready will make your application smoother. - Check Your Eligibility
Use our quick online eligibility checker to see if you qualify for ECO4 funding. Once you submit your details, our team will guide you through the next steps. - Free Home Survey
A certified Cozyfy surveyor will visit your property for a fast, hassle-free energy assessment. The survey usually takes just 10–15 minutes. - Installation of Upgrades
Based on the survey results, we’ll arrange installation at a time that suits you. Most projects are completed within 2–3 days. - Start Enjoying the Benefits
Once your new system or insulation is in place, you’ll immediately notice the difference—lower bills, a warmer home, and greater comfort at no cost to you.
Why Energy Efficiency Is Essential for UK Homes
Energy efficiency is no longer just a way to cut costs—it’s essential for protecting your home and finances in the long run. Here’s why it matters:
- Heating accounts for more than 60% of the average UK household’s energy consumption.
- Poor insulation can cause up to 35% of heat loss through walls and roofs.
- An outdated boiler can waste £300+ every year in unnecessary energy bills.
By making improvements through the ECO4 scheme, you not only shield your home from rising energy prices but also create a more sustainable and comfortable living environment.
Cut Costs and Carbon with an ECO4 Grant
Applying for an ECO4 grant is a smart way to upgrade your home without the financial burden. It can significantly improve your property’s energy efficiency, lower heating bills, and provide long-lasting comfort throughout the year. With free upgrades such as modern heating systems or better insulation, you can enjoy a warmer home while paying less. Beyond the savings, you’ll also be cutting down your carbon footprint and contributing to a cleaner, greener future. Make the move today and enjoy both comfort and sustainability at no extra cost.
Conclusion
The ECO4 scheme is a golden opportunity for UK households to enjoy free heating upgrades, insulation, and renewable energy solutions. By applying today, you can cut energy bills, improve your home’s comfort, boost its market value, and protect your family’s health — all while contributing to a greener future. Since the scheme is fully funded and runs only until March 2026, there’s no better time to apply. Don’t miss the chance to future-proof your home at zero cost.
Frequently Asked Question!
By upgrading to modern heating systems and insulation through ECO4, households can cut energy use by up to 40%. For many homes, this equals £300–£1,000 less spent on annual heating bills.
No. The ECO4 scheme is completely government-funded, which means all eligible improvements—installation included—are carried out at no cost to you.
Yes, renters are eligible to apply. However, any major home improvements like a new boiler or wall insulation will require landlord approval before work begins.
Typical upgrades include boiler replacements, first-time central heating, loft or wall insulation, air source heat pumps, smart heating controls, and in some cases renewable energy solutions.
The process is quick. After your application and survey, most ECO4 improvements are installed within a few weeks, and the actual work usually takes just 2–3 days.